INSURANCE AND FINANCIAL PRODUCTS
Term & Permanent Life Insurance
Life Insurance is an important component of your long term financial strategy. Often times these policies are purchased and then filed away. Like your other investments, life insurance policies need to be reviewed periodically. Life insurance policies written a number of years ago may benefit from a newer variation of the product. If suitable, a newer product may help improve your rate, coverage and overall plan.
Long Term Care Insurance
Long Term Care Insurance can help protect your family's financial future by covering the cost of care you may need as you age or in the event of an accident or disease. Coverage can be used for in-home services, assisted living facilities or nursing homes. You should consider long term care insurance now in order to protect your savings and to avoid having limited choices in the future.
Disability Income Insurance
Disability Income Insurance helps pay bills and loan payments such as your mortgage loan or car payments plus daily living expenses should you become disabled or ill and were not able to work. This type of policy protects your income in the event you are unable to earn money for a time period. We offer partial disability and total disability plans.
Group Health Insurance
Group Health Insurance offers affordable medical plans for employees of your company. We have access to various comprehensive plans and are able to create personalized group benefits for your business.
Group Life Insurance
Group Life Insurance is a valuable life insurance plan included in many employee benefit packages. We offer various plan choices to compliment your needs.
Group Dental insurance
Group Dental Insurance is an employee benefit many companies offer. Programs include prevention and treatment for various dental problems. We will assist you in determining which of our plans your organization qualifies for.
Medicare Supplement Insurance
Medicare Supplement Insurance helps pay your costs for medical expenses not covered by Medicare. This may include deductibles, co-payment amounts or any co-insurance. This additional coverage can help keep your costs more predictable. There are multiple Medicare Supplement Insurance plans available and we will help you determine which is right for you.
Many investors add Annuities as part of their overall retirement strategy. Annuities can be fixed or variable and can help provide steady income upon retirement. If you are looking for a way to help protect your assets from future uncertainty, you may consider investing in Annuities.